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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,004 | $133,981-39.5% | $112,249-27.8% | $134,532-39.8% |
| Participation rate | 54.2% | 78.6%-24.4pp | 75.1%-20.9pp | 81.2%-27.1pp |
| Annual return | -17.09% | 47.16%-64.2pp | 27.48%-44.6pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,218 | $4,040-69.9% | $3,636-66.5% | $4,741-74.3% |
| Participant deferral / active EE | $2,087 | $5,292-60.6% | $4,729-55.9% | $6,401-67.4% |
| Admin fee / account holder | $1,702 | $7,492-77.3% | $6,412-73.5% | $11,429-85.1% |