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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,956 | $56,894-73.7% | $84,753-82.4% | $62,881-76.2% |
| Participation rate | 83.1% | 68.5%+14.5pp | 76.6%+6.5pp | 69.3%+13.7pp |
| Annual return | 5.99% | 6.30%-0.3pp | 22.78%-16.8pp | 20.14%-14.2pp |
| Employer contribution / active EE | $1,767 | $2,400-26.4% | $3,574-50.6% | $2,281-22.5% |
| Participant deferral / active EE | $2,085 | $2,709-23.0% | $3,712-43.8% | $3,203-34.9% |
| Admin fee / account holder | $2,051 | $3,581-42.7% | $5,333-61.5% | $4,296-52.3% |