Retirement plan

I. E. HOLDING COMPANY, INC. ESOP WESTERN DIVISION

Name: INTERSTATE ENGINEERING, INC. - I. E. HOLDING COMPANY, INC. ESOP WESTERN DIVISION (2017) Form 5500
Creator: INTERSTATE ENGINEERING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, I. E. HOLDING COMPANY, INC. ESOP WESTERN DIVISION, INTERSTATE ENGINEERING, INC.

INTERSTATE ENGINEERING, INC.EIN 45-0333441Plan #006PY 2017

PO BOX 20953 - BILLINGS, MT 591040953701-252-0234interstateeng.comLinkedIn51-200 employeescivil engineering

Other plans on this EIN

3 filings

#004Retirement-$35.2M assets #001Retirement-$11.1M assets #005Retirement-$4.0M assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$14.5M

+1.4% from 2016

Total participants

-1.4% from 2016

Average account balance

$223,197

+7.6% from 2016

Annual return

1.66%

-3.17 pp from 2016

Benchmarks

See 25,067 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,067 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-100.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2O3D2Q

Plan features

2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$355K

$7091 / participant

Other / not subdivided$355K100.0%

% of EOY assets

2.444%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$223,197

$85,766+160.2%

$136,298+63.8%

$70,126+218.3%

Participation rate

94.0%

74.2%+19.8pp

81.9%+12.1pp

69.5%+24.5pp

Annual return

1.66%

31.46%-29.8pp

5156.27%-5154.6pp

73.15%-71.5pp

Employer contribution / active EE

$6,378

$2,966+115.0%

$4,696+35.8%

$2,343+172.3%

Participant deferral / active EE

$5,051-100.0%

$6,247-100.0%

$3,332-100.0%

Admin fee / account holder

$5,455

$5,421+0.6%

$9,244-41.0%

$4,645+17.4%

I. E. HOLDING COMPANY, INC. ESOP WESTERN DIVISION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

I. E. HOLDING COMPANY, INC. ESOP WESTERN DIVISION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion