Retirement plan

INTERSTATE ENGINEERING, INC. 401K PROFIT SHARING PLAN WESTERN DIVISION

Name: INTERSTATE ENGINEERING, INC. - INTERSTATE ENGINEERING, INC. 401K PROFIT SHARING PLAN WESTERN DIVISION (2017) Form 5500
Creator: INTERSTATE ENGINEERING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INTERSTATE ENGINEERING, INC. 401K PROFIT SHARING PLAN WESTERN DIVISION, INTERSTATE ENGINEERING, INC.

INTERSTATE ENGINEERING, INC.EIN 45-0333441Plan #005PY 2017

PO BOX 2035, 1903 12TH AVE. SW - JAMESTOWN, ND 584022035701-252-0234interstateeng.comLinkedIn51-200 employeescivil engineering

Other plans on this EIN

3 filings

#004Retirement-$35.2M assets #006Retirement-$14.5M assets #001Retirement-$11.1M assets

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$4M

+23.6% from 2016

Total participants

-1.3% from 2016

Average account balance

$56,200

+30.5% from 2016

Annual return

20.17%

+27.11 pp from 2016

Benchmarks

See 25,067 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,067 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$426K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-95.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$134K

$2531 / participant

Other / not subdivided$134K100.0%

% of EOY assets

3.361%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,200

$85,766-34.5%

$136,298-58.8%

$70,126-19.9%

Participation rate

94.3%

74.2%+20.2pp

81.9%+12.4pp

69.5%+24.8pp

Annual return

20.17%

31.46%-11.3pp

5156.27%-5136.1pp

73.15%-53.0pp

Employer contribution / active EE

$2,966-100.0%

$4,696-100.0%

$2,343-100.0%

Participant deferral / active EE

$4,451

$5,051-11.9%

$6,247-28.7%

$3,332+33.6%

Admin fee / account holder

$1,889

$5,421-65.2%

$9,244-79.6%

$4,645-59.3%

INTERSTATE ENGINEERING, INC. 401K PROFIT SHARING PLAN WESTERN DIVISION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INTERSTATE ENGINEERING, INC. 401K PROFIT SHARING PLAN WESTERN DIVISION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion