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| Provider | Service type | Compensation |
|---|---|---|
HAYS COMPANIES4 years Filed as: THE HAYS FINANCIAL GROUP, LLC Service code 28 · EIN 41-1931920 | Investment Management | $37,088 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $34,566 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,766 | $59,054-14.0% | $97,197-47.8% | $77,714-34.7% |
| Participation rate | 95.4% | 67.9%+27.5pp | 72.7%+22.7pp | 70.6%+24.8pp |
| Annual return | 19.24% | 16.96%+2.3pp | 75.47%-56.2pp | 31.26%-12.0pp |
| Employer contribution / active EE | $1,151 | $1,742-33.9% | $2,723-57.7% | $2,727-57.8% |
| Participant deferral / active EE | $3,894 | $3,930-0.9% | $4,263-8.7% | $4,649-16.2% |
| Admin fee / account holder | $123 | $346-64.3% | $5,637-97.8% | $433-71.5% |