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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,259 | $77,638+13.7% | $156,551-43.6% | $62,881+40.4% |
| Participation rate | 97.8% | 71.2%+26.6pp | 84.0%+13.7pp | 69.3%+28.4pp |
| Annual return | 7.76% | 50.33%-42.6pp | 32.23%-24.5pp | 20.14%-12.4pp |
| Employer contribution / active EE | $6,819 | $3,444+98.0% | $5,501+24.0% | $2,281+199.0% |
| Participant deferral / active EE | $4,430 | $3,046+45.5% | $4,871-9.1% | $3,203+38.3% |
| Admin fee / account holder | $7,608 | $5,561+36.8% | $13,028-41.6% | $4,296+77.1% |