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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,176 | $148,629+75.7% | $135,982+92.1% | $139,487+87.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.43% | 79.33%-62.9pp | 68.32%-51.9pp | 373.84%-357.4pp |
| Employer contribution / active EE | $3,863 | $5,247-26.4% | $4,859-20.5% | $4,755-18.8% |
| Participant deferral / active EE | $7,309 | $8,102-9.8% | $7,760-5.8% | $6,713+8.9% |
| Admin fee / account holder | $4,897 | $12,406-60.5% | $10,767-54.5% | $11,407-57.1% |