Filed December 13, 2021 (most recent of 14 filings on file)
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $846,434 | $86,341+880.3% | $125,195+576.1% | $65,188+1198.5% |
| Participation rate | 0.0% | 75.3%-75.3pp | 79.8%-79.8pp | 70.2%-70.2pp |
| Annual return | 3.11% | 27.44%-24.3pp | 43.79%-40.7pp | 29.38%-26.3pp |
| Employer contribution / active EE | $0 | $2,040-100.0% | $3,866-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $0 | $3,538-100.0% | $4,937-100.0% | $3,514-100.0% |
| Admin fee / account holder | $57 | $609-90.7% | $9,704-99.4% | $847-93.3% |