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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,988 | $166,131-30.8% | $164,975-30.3% | $145,877-21.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.87% | 100.37%-84.5pp | 70.12%-54.2pp | 551.28%-535.4pp |
| Employer contribution / active EE | $1,784 | $5,276-66.2% | $4,343-58.9% | $4,663-61.7% |
| Participant deferral / active EE | $2,522 | $6,962-63.8% | $6,033-58.2% | $6,691-62.3% |
| Admin fee / account holder | $10,704 | $16,648-35.7% | $12,688-15.6% | $13,402-20.1% |