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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,988 | $166,268-30.8% | $165,100-30.4% | $145,897-21.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.87% | 100.52%-84.6pp | 70.21%-54.3pp | 552.29%-536.4pp |
| Employer contribution / active EE | $1,784 | $5,284-66.2% | $4,348-59.0% | $4,663-61.7% |
| Participant deferral / active EE | $2,522 | $6,964-63.8% | $6,035-58.2% | $6,689-62.3% |
| Admin fee / account holder | $10,704 | $16,659-35.7% | $12,696-15.7% | $13,390-20.1% |