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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,198 | $118,488-46.7% | $98,462-35.8% | $139,487-54.7% |
| Participation rate | 76.2% | 77.5%-1.3pp | 75.2%+1.0pp | 80.3%-4.1pp |
| Annual return | 18.05% | 18.96%-0.9pp | 21.17%-3.1pp | 373.84%-355.8pp |
| Employer contribution / active EE | $1,729 | $3,611-52.1% | $3,049-43.3% | $4,755-63.6% |
| Participant deferral / active EE | $2,757 | $5,393-48.9% | $4,738-41.8% | $6,713-58.9% |
| Admin fee / account holder | $4,246 | $13,868-69.4% | $8,875-52.2% | $11,407-62.8% |