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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,116 | $94,529+0.6% | $140,019-32.1% | $64,173+48.2% |
| Participation rate | 72.0% | 84.1%-12.1pp | 87.5%-15.5pp | 69.6%+2.4pp |
| Annual return | -3.46% | 7.77%-11.2pp | 651.17%-654.6pp | 7.63%-11.1pp |
| Employer contribution / active EE | $817 | $3,812-78.6% | $5,605-85.4% | $2,381-65.7% |
| Participant deferral / active EE | $2,819 | $5,250-46.3% | $6,927-59.3% | $3,470-18.7% |
| Admin fee / account holder | $1,048 | $6,741-84.5% | $10,705-90.2% | $4,887-78.6% |