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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,750 | $146,267-9.9% | $197,124-33.2% | $82,448+59.8% |
| Participation rate | 81.3% | 84.0%-2.8pp | 86.7%-5.5pp | 68.1%+13.2pp |
| Annual return | 13.86% | 29.61%-15.8pp | 44.34%-30.5pp | 41.64%-27.8pp |
| Employer contribution / active EE | $5,069 | $4,723+7.3% | $6,227-18.6% | $2,551+98.7% |
| Participant deferral / active EE | $3,900 | $7,035-44.6% | $9,135-57.3% | $4,139-5.8% |
| Admin fee / account holder | $4,002 | $14,422-72.2% | $16,298-75.4% | $7,234-44.7% |