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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,537 | $112,729+218.1% | $98,716+263.2% | $137,256+161.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 7.56% | 38.48%-30.9pp | 31.81%-24.2pp | 220.34%-212.8pp |
| Employer contribution / active EE | $33,220 | $2,725+1119.0% | $2,279+1357.9% | $4,156+699.3% |
| Participant deferral / active EE | $9,088 | $4,640+95.8% | $4,048+124.5% | $6,407+41.8% |
| Admin fee / account holder | $247,260 | $10,129+2341.2% | $8,703+2741.1% | $12,270+1915.1% |