Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
REAMS ASSET MANAGEMENT3+ years Filed as: UMB BANK NA Service code 27 · EIN 44-0201230 | Advisory (Plan) | $59,408 |
BMO HARRIS BANK NA3+ years Service code 21 · EIN 36-2085229 | Bank Trustee | $57,416 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,896 | $65,118+10.4% | $76,768-6.3% | $55,725+29.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.0%+23.0pp | 70.9%+29.1pp |
| Annual return | 3.19% | -1.27%+4.5pp | 2.43%+0.8pp | 244.93%-241.7pp |
| Employer contribution / active EE | $2,701 | $1,941+39.2% | $2,485+8.7% | $2,078+30.0% |
| Participant deferral / active EE | $179 | $3,688-95.2% | $3,852-95.4% | $3,356-94.7% |
| Admin fee / account holder | $403 | $116+247.7% | $6,675-94.0% | $115+249.7% |