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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,973 | $58,493-83.0% | $84,023-88.1% | $72,976-86.3% |
| Participation rate | 92.9% | 61.2%+31.6pp | 69.0%+23.8pp | 69.5%+23.4pp |
| Annual return | 31.83% | 28.93%+2.9pp | 71.32%-39.5pp | 81.02%-49.2pp |
| Employer contribution / active EE | $2,861 | $1,163+146.0% | $1,984+44.2% | $2,440+17.2% |
| Participant deferral / active EE | $2,620 | $2,394+9.4% | $3,239-19.1% | $3,608-27.4% |
| Admin fee / account holder | $853 | $4,569-81.3% | $6,102-86.0% | $5,124-83.4% |