Filed December 1, 2023
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CAMBRIDGE INVESTMENT RESEARCH1+ years Service code 51 · EIN 42-1445429 | Investment Mgmt Fees | $338,014 |
Filed as: NORTH AMERICA KTRADE ALLIANCE LLC Service code 10 · EIN 32-0169227 | Accounting | $32,198 |
Filed as: DEMARS PENSION CONSULTING Service code 10 · EIN 48-0890241 | Accounting | $13,215 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,914 | $67,166+42.8% | $57,343+67.3% | $55,191+73.8% |
| Participation rate | 94.8% | 77.7%+17.1pp | 75.1%+19.7pp | 69.2%+25.6pp |
| Annual return | -0.36% | 4.22%-4.6pp | 24.39%-24.8pp | 10.78%-11.1pp |
| Employer contribution / active EE | $5,166 | $2,812+83.7% | $2,689+92.2% | $1,899+172.1% |
| Participant deferral / active EE | $4,053 | $2,835+43.0% | $3,162+28.1% | $3,046+33.0% |
| Admin fee / account holder | $977 | $44+2142.4% | $3,356-70.9% | $91+975.8% |