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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,382 | $54,763+291.5% | $90,324+137.3% | $72,976+193.8% |
| Participation rate | 63.6% | 65.2%-1.5pp | 73.3%-9.6pp | 69.5%-5.9pp |
| Annual return | 18.92% | 30.63%-11.7pp | 78.15%-59.2pp | 81.02%-62.1pp |
| Employer contribution / active EE | $5,324 | $2,093+154.3% | $2,856+86.4% | $2,440+118.2% |
| Participant deferral / active EE | $11,465 | $2,887+297.1% | $3,885+195.1% | $3,608+217.8% |
| Admin fee / account holder | $47,652 | $3,973+1099.3% | $5,356+789.8% | $5,124+830.0% |