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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,934 | $58,311+314.9% | $81,882+195.5% | $80,959+198.8% |
| Participation rate | 47.1% | 63.5%-16.3pp | 72.4%-25.2pp | 67.7%-20.5pp |
| Annual return | 10.88% | 41.85%-31.0pp | 779.47%-768.6pp | 35.67%-24.8pp |
| Employer contribution / active EE | $1,472 | $2,347-37.3% | $2,916-49.5% | $2,757-46.6% |
| Participant deferral / active EE | $4,999 | $3,287+52.1% | $4,323+15.6% | $4,300+16.3% |
| Admin fee / account holder | $110,058 | $4,752+2216.0% | $7,360+1395.4% | $6,925+1489.2% |