Retirement plan

MO-KAN IRON WORKERS ANNUITY FUND

Name: JOINT BOARD OF TRUSTEES MO-KAN IRON WORKERS ANNUITY PLAN - MO-KAN IRON WORKERS ANNUITY FUND (2025) Form 5500
Creator: JOINT BOARD OF TRUSTEES MO-KAN IRON WORKERS ANNUITY PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MO-KAN IRON WORKERS ANNUITY FUND, JOINT BOARD OF TRUSTEES MO-KAN IRON WORKERS ANNUITY PLAN

JOINT BOARD OF TRUSTEES MO-KAN IRON WORKERS ANNUITY PLANEIN 43-6130595Plan #002PY 2025

12200 N. AMBASSADOR DRIVE SUITE 400 - KANSAS CITY, MO 641631200816-756-3313

Other plans on this EIN

1 filing

#001Retirement-$265.9M assets

Prospect flagsHigh feesLow participationHigh assets / participant

How to read this page

Total assets (EOY)

$246.7M

-7.6% from 2017

Total participants

2,808

+5.2% from 2017

Average account balance

$271,389

-12.2% from 2017

Annual return

11.46%

-6.61 pp from 2017

Benchmarks

See 94 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants1,000-4,999

Cohort94 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$246.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$271K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

909

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

21.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$14.56M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$488

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 9 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY3 years Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 18 · EIN 01-0233346	Investment advisory (participants); D...	$157,551
CONSTRUCTION BENEFITS AUDIT CORP5 years Filed as: CONSTRUCTION BENEFITS AUDIT CORPORA Service code 50 · EIN 43-1244218	Direct Payment	$61,286
FIDUCIENT ADVISORS LLC3 years Filed as: FIDUCIENT ADVISORS Service code 27 · EIN 36-4001764	Advisory (Plan)	$53,000
ARNOLD, NEWBOLD, SOLLARS & HOLLINS6 years Service code 29 · EIN 43-1174269	Legal	$48,006
WILSON-MCSHANE CORPORATION3 years Service code 50 · EIN 41-0956522	Direct Payment	$44,577
THE SEGAL COMPANY1 year Filed as: SEGAL SELECT INSURANCE SERVICES Service code 23 101 NORTH WACKER DRIVE, SUITE 1800 · CHICAGO, IL 60606	Insurance services	$28,090
ANDERS MINKLER HUBER & HELM LLP2 years Filed as: ANDERS MINKLER HUBER HELM LLP Service code 10 · EIN 43-0831507	Accounting	$22,600
IRON MOUNTAIN1 year Service code 49 6301 WINCHESTER AVENUE, STE 817 · KANSAS CITY, MO 64133	Other Services	$20,028
THE SEGAL COMPANY10+ years Service code 17 · EIN 13-1975125	Pension Consulting	$11,843

Plan features & details

Pension benefit codes2C2F2G2T

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$444K

$185 / participant

Trustee / custodial$5K1.0%
Investment mgmt$198K44.5%
Legal$48K10.8%
Actuarial$12K2.7%
Contract admin$44K9.8%
Other / not subdivided$138K31.1%

% of EOY assets

0.180%

all-in expense ratio

Categories reported

5 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ANDERS MINKLER HUBER HELM LLP
Auditor EIN: 430831507
Audit fees: $83,886
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$271,389

$98,273+176.2%

$150,734+80.0%

$85,660+216.8%

Participation rate

21.0%

84.0%-63.0pp

78.4%-57.5pp

74.8%-53.9pp

Annual return

11.46%

7.62%+3.8pp

600.81%-589.3pp

19.52%-8.1pp

Employer contribution / active EE

$6,060

$5,764+5.1%

$4,918+23.2%

$4,199+44.3%

Participant deferral / active EE

$1,439-100.0%

$5,610-100.0%

$3,518-100.0%

Admin fee / account holder

$488

$226+116.4%

$14,905-96.7%

$224+118.0%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY3 years

Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC

Service code 18 · EIN 01-0233346

Investment advisory (participants); D...

$157,551

CONSTRUCTION BENEFITS AUDIT CORP5 years

Filed as: CONSTRUCTION BENEFITS AUDIT CORPORA

Service code 50 · EIN 43-1244218

Direct Payment

$61,286

FIDUCIENT ADVISORS LLC3 years

Filed as: FIDUCIENT ADVISORS

Service code 27 · EIN 36-4001764

Advisory (Plan)

$53,000

ARNOLD, NEWBOLD, SOLLARS & HOLLINS6 years

Service code 29 · EIN 43-1174269

Legal

$48,006

WILSON-MCSHANE CORPORATION3 years

Service code 50 · EIN 41-0956522

Direct Payment

$44,577

THE SEGAL COMPANY1 year

Filed as: SEGAL SELECT INSURANCE SERVICES

Service code 23

101 NORTH WACKER DRIVE, SUITE 1800 · CHICAGO, IL 60606

Insurance services

$28,090

ANDERS MINKLER HUBER & HELM LLP2 years

Filed as: ANDERS MINKLER HUBER HELM LLP

Service code 10 · EIN 43-0831507

Accounting

$22,600

IRON MOUNTAIN1 year

Service code 49

6301 WINCHESTER AVENUE, STE 817 · KANSAS CITY, MO 64133

Other Services

$20,028

THE SEGAL COMPANY10+ years

Service code 17 · EIN 13-1975125

Pension Consulting

$11,843

MO-KAN IRON WORKERS ANNUITY FUND

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MO-KAN IRON WORKERS ANNUITY FUND

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion