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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,531 | $108,882+278.0% | $96,754+325.3% | $154,746+165.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 16.49% | 98.39%-81.9pp | 82.04%-65.6pp | 172.34%-155.9pp |
| Employer contribution / active EE | $12,411 | $3,018+311.2% | $2,679+363.2% | $4,379+183.4% |
| Participant deferral / active EE | $7,067 | $5,323+32.8% | $4,758+48.5% | $6,730+5.0% |
| Admin fee / account holder | $1,548 | $10,200-84.8% | $8,905-82.6% | $14,365-89.2% |