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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $203,233 |
STIFEL NICOLAUS & CO INC8+ years Service code 27 501 N BROADWAY · ST LOUIS, MO 63102 | Advisory (Plan) | $109,609 |
Service code 13 · EIN 31-1582098 PO BOX 632886 · CINCINNATI, OH 452632886 | Contract Administrator | $22,152 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,026 | $90,064-67.8% | $100,392-71.1% | $77,736-62.7% |
| Participation rate | 99.3% | 81.3%+18.1pp | 81.5%+17.8pp | 70.6%+28.8pp |
| Annual return | 14.36% | 20.61%-6.3pp | 49.45%-35.1pp | 31.26%-16.9pp |
| Employer contribution / active EE | $1,664 | $3,043-45.3% | $3,941-57.8% | $2,728-39.0% |
| Participant deferral / active EE | $6,694 | $8,282-19.2% | $8,090-17.3% | $4,651+43.9% |
| Admin fee / account holder | $131 | $172-23.9% | $7,904-98.3% | $433-69.8% |