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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,699 | $65,712-68.5% | $57,196-63.8% | $273,972-92.4% |
| Participation rate | 87.5% | 78.3%+9.2pp | 75.3%+12.2pp | 83.0%+4.5pp |
| Annual return | -0.87% | 22.01%-22.9pp | 14.59%-15.5pp | 41.46%-42.3pp |
| Employer contribution / active EE | $1,250 | $3,280-61.9% | $2,683-53.4% | $4,869-74.3% |
| Participant deferral / active EE | $3,442 | $3,782-9.0% | $3,096+11.2% | $5,287-34.9% |
| Admin fee / account holder | $6,404 | $4,838+32.4% | $3,141+103.9% | $10,133-36.8% |