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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,774 | $48,078-71.4% | $78,675-82.5% | $62,881-78.1% |
| Participation rate | 50.0% | 65.2%-15.2pp | 73.6%-23.6pp | 69.3%-19.3pp |
| Annual return | 27.36% | 31.36%-4.0pp | 62.19%-34.8pp | 20.14%+7.2pp |
| Employer contribution / active EE | $715 | $2,015-64.5% | $2,850-74.9% | $2,281-68.7% |
| Participant deferral / active EE | $1,745 | $2,587-32.6% | $3,517-50.4% | $3,203-45.5% |
| Admin fee / account holder | $57 | $3,206-98.2% | $4,510-98.7% | $4,296-98.7% |