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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,582 | $106,008-88.1% | $92,240-86.4% | $147,586-91.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 3.84% | 50.05%-46.2pp | 176.29%-172.5pp | 578.59%-574.8pp |
| Employer contribution / active EE | $1,319 | $4,333-69.6% | $3,680-64.2% | $4,876-73.0% |
| Participant deferral / active EE | $2,085 | $4,478-53.4% | $3,897-46.5% | $5,439-61.7% |
| Admin fee / account holder | $88,333 | $6,333+1294.8% | $5,194+1600.6% | $10,886+711.5% |