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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,264 | $168,636-54.8% | $147,618-48.3% | $125,388-39.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.39% | 77.65%-79.0pp | 61.98%-63.4pp | 282.24%-283.6pp |
| Employer contribution / active EE | $8,041 | $6,252+28.6% | $5,565+44.5% | $4,866+65.2% |
| Participant deferral / active EE | $6,880 | $5,507+24.9% | $4,895+40.5% | $5,352+28.6% |
| Admin fee / account holder | $661 | $13,580-95.1% | $11,612-94.3% | $9,541-93.1% |