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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,852 | $105,866-75.6% | $90,766-71.5% | $134,545-80.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -10.24% | -10.99%+0.8pp | -12.16%+1.9pp | 418.37%-428.6pp |
| Employer contribution / active EE | $8,971 | $3,464+159.0% | $2,922+207.1% | $4,742+89.2% |
| Participant deferral / active EE | $3,443 | $5,217-34.0% | $4,565-24.6% | $6,401-46.2% |
| Admin fee / account holder | $721 | $13,938-94.8% | $8,446-91.5% | $11,431-93.7% |