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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,432 | $68,097+250.1% | $62,929+278.9% | $137,256+73.7% |
| Participation rate | 44.4% | 77.4%-33.0pp | 73.1%-28.7pp | 80.0%-35.5pp |
| Annual return | 14.00% | 1859.11%-1845.1pp | 1063.93%-1049.9pp | 220.34%-206.3pp |
| Employer contribution / active EE | $1,642 | $2,811-41.6% | $2,505-34.4% | $4,156-60.5% |
| Participant deferral / active EE | $10,424 | $4,553+129.0% | $3,888+168.1% | $6,407+62.7% |
| Admin fee / account holder | $154 | $6,521-97.6% | $5,065-97.0% | $12,270-98.7% |