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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,581 | $150,447-56.4% | $136,298-51.9% | $147,586-55.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 46.45% | 1049.15%-1002.7pp | 5156.27%-5109.8pp | 578.59%-532.1pp |
| Employer contribution / active EE | $10,240 | $5,256+94.8% | $4,696+118.1% | $4,876+110.0% |
| Participant deferral / active EE | $5,959 | $6,631-10.1% | $6,247-4.6% | $5,439+9.6% |
| Admin fee / account holder | $792 | $10,906-92.7% | $9,244-91.4% | $10,886-92.7% |