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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,047 | $136,860+7.4% | $120,344+22.2% | $154,746-5.0% |
| Participation rate | 40.0% | 79.9%-39.9pp | 76.7%-36.7pp | 80.7%-40.7pp |
| Annual return | 31.44% | 21.38%+10.1pp | 20.30%+11.1pp | 172.34%-140.9pp |
| Employer contribution / active EE | $2,796 | $3,533-20.9% | $3,020-7.4% | $4,379-36.2% |
| Participant deferral / active EE | $9,400 | $5,793+62.3% | $5,135+83.1% | $6,730+39.7% |
| Admin fee / account holder | $1,068 | $15,393-93.1% | $12,742-91.6% | $14,365-92.6% |