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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,047 | $124,425+18.2% | $112,040+31.2% | $137,256+7.1% |
| Participation rate | 40.0% | 79.3%-39.3pp | 76.5%-36.5pp | 80.0%-40.0pp |
| Annual return | 31.44% | 24.72%+6.7pp | 24.52%+6.9pp | 220.34%-188.9pp |
| Employer contribution / active EE | $2,796 | $3,411-18.1% | $2,954-5.4% | $4,156-32.7% |
| Participant deferral / active EE | $9,400 | $5,718+64.4% | $5,098+84.4% | $6,407+46.7% |
| Admin fee / account holder | $1,068 | $15,207-93.0% | $12,098-91.2% | $12,270-91.3% |