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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,714 | $209,425-79.6% | $178,499-76.1% | $158,966-73.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.67% | 188.80%-183.1pp | 151.10%-145.4pp | 302.95%-297.3pp |
| Employer contribution / active EE | $2,155 | $5,707-62.2% | $5,011-57.0% | $4,762-54.8% |
| Participant deferral / active EE | $5,800 | $5,955-2.6% | $5,202+11.5% | $5,983-3.1% |
| Admin fee / account holder | $127,776 | $17,078+648.2% | $13,986+813.6% | $11,250+1035.8% |