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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,812 | $198,457-37.6% | $170,435-27.4% | $147,586-16.1% |
| Participation rate | 90.9% | 88.0%+2.9pp | 83.6%+7.3pp | 82.8%+8.1pp |
| Annual return | 24.74% | 257.30%-232.6pp | 205.94%-181.2pp | 578.59%-553.9pp |
| Employer contribution / active EE | $1,462 | $6,183-76.4% | $5,432-73.1% | $4,876-70.0% |
| Participant deferral / active EE | $9,520 | $5,629+69.1% | $4,939+92.7% | $5,439+75.0% |
| Admin fee / account holder | $967 | $16,852-94.3% | $13,881-93.0% | $10,886-91.1% |