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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,044 | $167,362-10.3% | $143,799+4.3% | $134,532+11.5% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -12.02% | 0.47%-12.5pp | -0.04%-12.0pp | 418.27%-430.3pp |
| Employer contribution / active EE | $12,529 | $5,620+122.9% | $4,952+153.0% | $4,741+164.3% |
| Participant deferral / active EE | $18,649 | $6,447+189.2% | $5,638+230.7% | $6,401+191.3% |
| Admin fee / account holder | $26,272 | $18,094+45.2% | $14,677+79.0% | $11,429+129.9% |