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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,508 | $174,379-61.3% | $152,093-55.6% | $138,895-51.4% |
| Participation rate | 91.7% | 81.6%+10.0pp | 77.8%+13.9pp | 79.9%+11.7pp |
| Annual return | 17.61% | 74.86%-57.2pp | 66.36%-48.7pp | 145.39%-127.8pp |
| Employer contribution / active EE | $1,285 | $4,652-72.4% | $4,175-69.2% | $4,194-69.4% |
| Participant deferral / active EE | $8,793 | $6,159+42.8% | $5,451+61.3% | $6,396+37.5% |
| Admin fee / account holder | $1,479 | $16,880-91.2% | $14,497-89.8% | $12,562-88.2% |