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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,508 | $172,111-60.8% | $150,298-55.1% | $137,256-50.8% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 17.61% | 69.37%-51.8pp | 62.79%-45.2pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,285 | $4,636-72.3% | $4,154-69.1% | $4,156-69.1% |
| Participant deferral / active EE | $8,793 | $6,166+42.6% | $5,453+61.3% | $6,407+37.2% |
| Admin fee / account holder | $1,479 | $16,471-91.0% | $14,116-89.5% | $12,270-87.9% |