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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,267 | $175,259-93.0% | $149,723-91.8% | $139,487-91.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.18% | 166.82%-147.6pp | 134.50%-115.3pp | 373.84%-354.7pp |
| Employer contribution / active EE | $8,568 | $5,478+56.4% | $4,821+77.7% | $4,755+80.2% |
| Participant deferral / active EE | $13,170 | $6,522+101.9% | $5,682+131.8% | $6,713+96.2% |
| Admin fee / account holder | $351 | $16,158-97.8% | $13,215-97.3% | $11,407-96.9% |