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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,954 | $85,766+20.0% | $136,297-24.5% | $70,124+46.8% |
| Participation rate | 92.9% | 74.2%+18.7pp | 81.9%+10.9pp | 69.5%+23.3pp |
| Annual return | 13.32% | 31.45%-18.1pp | 5156.19%-5142.9pp | 73.14%-59.8pp |
| Employer contribution / active EE | $4,220 | $2,966+42.3% | $4,696-10.1% | $2,342+80.1% |
| Participant deferral / active EE | $5,203 | $5,051+3.0% | $6,247-16.7% | $3,332+56.2% |
| Admin fee / account holder | $338 | $5,420-93.8% | $9,244-96.3% | $4,645-92.7% |