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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,449 | $217,432+4.6% | $185,849+22.4% | $167,536+35.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.30% | 148.42%-133.1pp | 122.10%-106.8pp | 478.82%-463.5pp |
| Employer contribution / active EE | $5,692 | $5,875-3.1% | $5,169+10.1% | $4,839+17.6% |
| Participant deferral / active EE | $8,334 | $6,357+31.1% | $5,569+49.6% | $6,342+31.4% |
| Admin fee / account holder | $11,183 | $19,818-43.6% | $16,244-31.2% | $12,315-9.2% |