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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,309 | $59,804-32.6% | $81,982-50.8% | $79,856-49.5% |
| Participation rate | 73.0% | 61.6%+11.3pp | 69.3%+3.7pp | 69.6%+3.3pp |
| Annual return | 26.95% | 17.56%+9.4pp | 41.31%-14.4pp | 31.71%-4.8pp |
| Employer contribution / active EE | $4,250 | $1,713+148.0% | $2,498+70.1% | $2,471+72.0% |
| Participant deferral / active EE | $3,658 | $2,695+35.7% | $3,722-1.7% | $3,741-2.2% |
| Admin fee / account holder | $4,078 | $4,288-4.9% | $5,665-28.0% | $5,306-23.2% |