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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,239 | $48,078-62.1% | $78,676-76.8% | $62,881-71.0% |
| Participation rate | 62.5% | 65.2%-2.7pp | 73.6%-11.1pp | 69.3%-6.8pp |
| Annual return | 8.11% | 31.36%-23.2pp | 62.19%-54.1pp | 20.14%-12.0pp |
| Employer contribution / active EE | $583 | $2,015-71.1% | $2,850-79.6% | $2,281-74.5% |
| Participant deferral / active EE | $1,597 | $2,587-38.3% | $3,517-54.6% | $3,203-50.2% |
| Admin fee / account holder | $75 | $3,206-97.6% | $4,510-98.3% | $4,296-98.2% |