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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,383 | $198,462-11.6% | $170,439+2.9% | $147,585+18.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.97% | 257.30%-248.3pp | 205.94%-197.0pp | 578.58%-569.6pp |
| Employer contribution / active EE | $5,595 | $6,184-9.5% | $5,433+3.0% | $4,876+14.7% |
| Participant deferral / active EE | $6,608 | $5,629+17.4% | $4,939+33.8% | $5,439+21.5% |
| Admin fee / account holder | $23,715 | $16,852+40.7% | $13,881+70.8% | $10,886+117.9% |