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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,392 | $93,345-70.7% | $119,126-77.0% | $87,485-68.7% |
| Participation rate | 57.1% | 68.7%-11.6pp | 75.8%-18.6pp | 68.9%-11.8pp |
| Annual return | 17.74% | 19.08%-1.3pp | 282.11%-264.4pp | 26.06%-8.3pp |
| Employer contribution / active EE | $1,684 | $3,172-46.9% | $4,034-58.3% | $2,596-35.2% |
| Participant deferral / active EE | $2,643 | $4,099-35.5% | $5,318-50.3% | $4,274-38.1% |
| Admin fee / account holder | $4,655 | $8,039-42.1% | $10,693-56.5% | $7,775-40.1% |