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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,392 | $88,672-69.1% | $105,223-74.0% | $82,448-66.8% |
| Participation rate | 57.1% | 67.9%-10.8pp | 75.0%-17.9pp | 68.1%-10.9pp |
| Annual return | 17.74% | 30.86%-13.1pp | 180.65%-162.9pp | 41.64%-23.9pp |
| Employer contribution / active EE | $1,684 | $3,048-44.8% | $3,689-54.4% | $2,551-34.0% |
| Participant deferral / active EE | $2,643 | $4,036-34.5% | $5,072-47.9% | $4,139-36.1% |
| Admin fee / account holder | $4,655 | $7,146-34.9% | $8,859-47.5% | $7,234-35.7% |