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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,451 | $60,349-49.5% | $74,184-59.0% | $62,881-51.6% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.18% | 21.38%-14.2pp | 17.74%-10.6pp | 20.14%-13.0pp |
| Employer contribution / active EE | $10,319 | $1,680+514.1% | $2,370+335.4% | $2,281+352.4% |
| Participant deferral / active EE | $5,882 | $2,856+105.9% | $3,550+65.7% | $3,203+83.6% |
| Admin fee / account holder | $339 | $4,261-92.0% | $5,586-93.9% | $4,296-92.1% |