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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,245 | $57,352-52.5% | $83,830-67.5% | $64,173-57.5% |
| Participation rate | 97.0% | 68.6%+28.4pp | 76.1%+20.8pp | 69.6%+27.4pp |
| Annual return | -5.33% | 11.38%-16.7pp | 850.97%-856.3pp | 7.63%-13.0pp |
| Employer contribution / active EE | $2,529 | $2,546-0.7% | $3,631-30.4% | $2,381+6.2% |
| Participant deferral / active EE | $3,568 | $2,993+19.2% | $4,082-12.6% | $3,470+2.8% |
| Admin fee / account holder | $10,820 | $4,046+167.4% | $5,479+97.5% | $4,887+121.4% |