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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,089 | $87,544+234.8% | $75,784+286.7% | $125,388+133.7% |
| Participation rate | 66.7% | 80.2%-13.5pp | 75.8%-9.2pp | 83.2%-16.5pp |
| Annual return | -2.75% | 13.49%-16.2pp | 9.68%-12.4pp | 282.24%-285.0pp |
| Employer contribution / active EE | $3,841 | $3,930-2.3% | $3,323+15.6% | $4,866-21.1% |
| Participant deferral / active EE | $31,333 | $4,229+640.8% | $3,652+758.1% | $5,352+485.5% |
| Admin fee / account holder | $300 | $6,502-95.4% | $5,300-94.3% | $9,541-96.9% |