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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,097 | $63,809+569.3% | $81,353+425.0% | $80,935+427.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 16.47% | 16.37%+0.1pp | 24.82%-8.3pp | 35.66%-19.2pp |
| Employer contribution / active EE | $16,036 | $1,981+709.6% | $2,464+550.9% | $2,757+481.7% |
| Participant deferral / active EE | $16,586 | $3,093+436.2% | $3,885+327.0% | $4,299+285.8% |
| Admin fee / account holder | $42,114 | $5,686+640.7% | $5,766+630.3% | $6,924+508.2% |