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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,097 | $63,845+569.0% | $81,370+424.9% | $80,959+427.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 16.47% | 16.37%+0.1pp | 24.85%-8.4pp | 35.67%-19.2pp |
| Employer contribution / active EE | $16,036 | $1,980+710.0% | $2,464+550.9% | $2,757+481.6% |
| Participant deferral / active EE | $16,586 | $3,093+436.3% | $3,885+326.9% | $4,300+285.7% |
| Admin fee / account holder | $42,114 | $5,688+640.4% | $5,749+632.5% | $6,925+508.1% |