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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,097 | $63,773+569.7% | $81,286+425.4% | $80,925+427.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 16.47% | 16.37%+0.1pp | 24.80%-8.3pp | 35.65%-19.2pp |
| Employer contribution / active EE | $16,036 | $1,979+710.2% | $2,463+551.2% | $2,756+481.8% |
| Participant deferral / active EE | $16,586 | $3,093+436.2% | $3,883+327.1% | $4,299+285.8% |
| Admin fee / account holder | $42,114 | $5,682+641.2% | $5,764+630.7% | $6,940+506.8% |