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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,349 | $157,304+27.4% | $141,197+41.9% | $152,909+31.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.99% | 64.34%-46.4pp | 71.41%-53.4pp | 345.46%-327.5pp |
| Employer contribution / active EE | $12,178 | $5,263+131.4% | $4,736+157.1% | $4,764+155.6% |
| Participant deferral / active EE | $8,975 | $7,111+26.2% | $6,710+33.8% | $5,851+53.4% |
| Admin fee / account holder | $537 | $12,126-95.6% | $10,265-94.8% | $11,601-95.4% |