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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,657 | $156,398+7.8% | $147,318+14.5% | $138,895+21.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 24.04% | 78.75%-54.7pp | 70.43%-46.4pp | 145.39%-121.4pp |
| Employer contribution / active EE | $596 | $4,853-87.7% | $4,593-87.0% | $4,194-85.8% |
| Participant deferral / active EE | $2,947 | $8,237-64.2% | $7,906-62.7% | $6,396-53.9% |
| Admin fee / account holder | $2,142 | $14,976-85.7% | $13,708-84.4% | $12,562-82.9% |